GFunded is a prop trading firm that gives skilled traders access to funded accounts in exchange for passing an evaluation and sharing the profits they make. With prop trading, you trade the firm’s capital instead of your own. This guide explains how the GFunded process works, which accounts are available, the main risk rules and how payouts are handled.
GFunded has a reported 4.8/5 rating on Trustpilot and has been promoted under the title Best New Prop Firm 2027. Ratings and titles are useful starting points, but check recent reviews yourself before you commit. The firm reports more than 1,000 traders worldwide. Traders from the US and Canada cannot access GFunded’s services.
How GFunded Works
GFunded uses a staged process to find traders who are disciplined and consistently profitable, rather than traders who simply get lucky on a few trades. Each stage has specific rules, and you move forward only after meeting every target.
Step 1: The GFunded Challenge
The Challenge is a simulated account with virtual funds. Your main goal is to reach a profit target of 8-10% of account value while following strict risk rules. There is no time limit, so you can work at your own pace and avoid rushing into poor decisions.
To stay in the test, keep within these limits:
- Keep your equity above the maximum drawdown limit, usually 10% of your starting balance
- Stay under the daily loss cap, typically 4-5% of account value
- Trade for a minimum number of days, usually 5-10 days
These rules favour steady returns over lucky streaks. They show whether you can manage risk, stay patient and keep your discipline when real money is at stake. After you meet every goal and pass the review, you move to the next stage.
Step 2: Verification Phase
Passing the Challenge leads to the Verification Phase. This stage checks that your results came from repeatable skill rather than luck. The risk rules stay the same, but the profit target drops to half of the Challenge target. For example, a 10% Challenge target becomes about 5% in Verification.
Like the Challenge, Verification has no time pressure. The lower target rewards careful, consistent trading over aggressive moves designed to beat a deadline.
Step 3: Funded Account Access
Passing both stages gives you a funded account with GFunded. You trade the firm’s money and share the profits. A funded account typically splits profits 80/20, meaning you keep 80% and the firm keeps 20%. The firm describes payout processing as fast, with a 24-hour processing time and payouts every 14 days.
Before your first payout, you must complete KYC verification. You will need a valid government ID, a live selfie and proof of address, such as a recent utility bill or bank statement. Funded traders must follow the same trading rules used during evaluation, and the firm monitors accounts for compliance.
Account Types and Pricing
GFunded lists account sizes from $10,000 to $200,000, with pricing between $95 and $925. Some listings also mention smaller accounts and fees from about $50 to $1,250. Costs depend on account size, evaluation type and any extra features, so confirm the current price before you buy.
One-Step Evaluation
One-step programs require only one evaluation phase before you receive funded capital. The usual profit target is 8-10%, with maximum loss limits of 5-6%. Typical features include no strict time limit, daily loss restrictions around 3-4%, maximum drawdown between 6-10% and a minimum of 2-5 trading days.
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Two-Step Evaluation
Two-step models split testing into a Challenge stage and a Verification stage. The first phase usually targets 8-10%, while the second targets 4-5%. Overall drawdown allowances are typically 8-10%. Each phase requires at least three trading days, which suits traders who want to show steady results over a longer period.
Instant Funding
Instant funding skips the evaluation phases, so you start with a funded account straight away. It costs more than challenge-based routes, but it removes the evaluation stress. Drawdown rules on instant accounts are often static rather than trailing.
Crypto-Focused Plans
Crypto plans suit traders who focus on digital assets. Depending on the plan, you may find one-phase or two-phase evaluations, account sizes from $2,500 to $200,000 and leverage up to 1:100 on major cryptocurrencies. Check the specific plan terms, as crypto accounts can have different rules from standard forex accounts.
Key Trading Rules and Risk Limits
The core rules at GFunded include a 10% profit target, a 4% daily loss limit and a 6% maximum loss requirement. Rules can vary by account type, so confirm the exact figures for your plan. Learning these limits before you start is the best way to avoid failing an evaluation. If you want a deeper look at sizing and stops, read our guide to forex risk management.
Drawdown Limits
Maximum drawdown is usually set at 10% of your starting balance. On a $100,000 account, your balance should stay above $90,000 throughout the evaluation. This rule protects the firm’s capital and forces you to manage losses early.
Static vs Trailing Drawdown
Static drawdown stays fixed no matter how much you earn. An account worth $100,000 with 8% static drawdown must stay above $92,000, even after growing to $120,000.
Trailing drawdown moves up with your peak balance. When an account reaches $110,000 with a 10% trailing drawdown, the floor rises to $99,000. Static drawdown gives you more room as profits grow, while trailing drawdown helps protect the gains you have already made. For a general explanation of how drawdown is measured, Investopedia is a useful reference.
Daily Loss and Inactivity Rules
Daily loss limits stop a single bad session from wiping out your account. GFunded’s daily cap is typically 4-5% of original account value. You must also trade regularly, because an account fails if you place no trades for 30 days.
Stop-Loss and Trade Behaviour
GFunded does not require stop-loss orders on every trade, but using them is a sound habit. Keep your position sizing steady. Repeatedly risking large portions of your account on single trades will trigger a review and could lead to termination.
The firm also reviews unrealistic trading styles. Trades held for less than 2 minutes can face review, and strategies based on 0-15 second trades are not sustainable and can lead to account termination.
Payout Terms and Withdrawal Process
Making profits is only half the job. Understanding how and when you can withdraw them matters just as much. The rules below explain how GFunded handles withdrawals.
Payout Schedule and Minimums
Standard accounts have a 14-day payout window that starts with your first trade. You can request a withdrawal after five winning days with daily profits of $100 to $300, depending on account size. Rapid Plans offer more frequent options, with payouts available daily after market close.
- Standard accounts: $250 minimum withdrawal
- Pro accounts: $1,000 minimum withdrawal
Maximum withdrawal limits increase as you perform well. For example, a Scale Plan account with a $50k start begins at $1,500 and can reach $3,500 by the fifth payout.
KYC Steps Before Your First Withdrawal
Completing KYC is required before your first withdrawal. The process is straightforward:
- Pass your evaluation within the trading rules
- Sign the agreement documents
- Complete KYC verification before your first withdrawal request
Accepted ID includes a government-issued ID, passport, permanent residence permit or driver’s license. You will also need a live selfie. KYC verification takes 24-48 hours after you submit your documents. Once verified, later withdrawals are quicker.
Profit Split Structure
GFunded’s standard profit share is 80%, though percentages can vary by account type. Some plans advertise better terms. Rapid accounts offer a 90% profit split at the simulated funded stage, while Core and Pro accounts use the 80% standard split.
The firm also uses a tiered split that improves with each payout:
| Payout Number | Trader’s Share | Firm’s Share |
|---|---|---|
| First payout | 60% | 40% |
| Second payout | 70% | 30% |
| Third payout | 80% | 20% |
| Fourth and later payouts | 90% | 10% |
Using this table, a $5,000 profit would pay you $3,000 on your first payout. By the fourth payout, the same $5,000 profit would pay you $4,500.
How Payouts Affect Drawdown
Withdrawals change your risk position. After your first payout, your maximum loss limit locks at your starting balance plus $100. On a $50,000 account, that limit is $50,100.
Firms may also require a buffer target before withdrawals. A $50k account might need a $2,100 buffer first. Consider a $50k account that grows to $53,000. If you withdraw $1,500, the balance drops to $51,500, leaving a $1,400 cushion above the $50,100 limit. Pro accounts may allow you to take 60% of profits before the buffer is cleared.
Platforms, Instruments and Trading Conditions
GFunded gives you access to four platforms: cTrader, MetaTrader 5, DXtrade and Match-Trader. cTrader suits technical traders who want modern charting, while MetaTrader 5 supports a wide range of indicators and expert advisors. DXtrade and Match-Trader offer simpler, user-friendly designs. To compare platform features in more depth, see our forex broker review articles.
The firm states that raw spreads start at 0.0 pips and that it does not add markups to spreads, swaps or commissions beyond standard fees. Overnight positions still carry swap fees, which vary by instrument and market conditions.
You can trade 40+ crypto pairs, major and minor forex pairs, global indices and commodities, including metals and oils, with leverage of up to 1:100. Most accounts allow weekend trading in crypto pairs, indices and select instruments, and the firm takes a relatively flexible approach to news trading.
Scaling and Trader Benefits
GFunded offers scaling paths for traders who perform consistently. The firm has described growth of 25% every four months for successful traders. It has also stated that traders can request scaling at every 10% of simulated profit without a minimum time requirement. Because these descriptions differ, check the current scaling terms in your account dashboard before you plan your trading.
Premium programmes include customised performance coaching. The coaching focuses on psychology, trading habits and execution, which are common reasons traders fail evaluations.
Conclusion
GFunded is a sensible option for traders who want a structured route to funded capital. Its strengths include a clear evaluation path, a range of account types, profit splits of up to 80% on standard terms, tiered splits that improve with payouts and scaling opportunities.
The rules are strict. A 10% profit target, a 4% daily loss limit and a 6% maximum loss requirement leave little room for error. Read the drawdown and inactivity rules closely, choose the account type that fits your style and confirm current pricing and terms before you pay for an evaluation.
Key Takeaways
- GFunded offers funded accounts with profit splits of up to 80% on standard terms, and tiered splits that rise from 60% to 90%.
- Evaluation rules include a 10% profit target, a 4% daily loss limit and a 6% maximum loss requirement, varying by account type.
- Standard accounts use a 14-day payout window, and KYC must be completed before your first withdrawal.
- Four platforms are available: cTrader, MetaTrader 5, DXtrade and Match-Trader, with leverage up to 1:100.
- Always verify current pricing, scaling terms and firm eligibility, including the US and Canada restriction, before you apply.
FAQ
What profit split does GFunded offer?
GFunded’s standard profit split is 80%, and some plans advertise up to 90%. The firm also uses a tiered structure that starts at 60% for the first payout and rises to 90% for the fourth and later payouts.
How does GFunded’s scaling work?
GFunded offers scaling for consistent traders. The firm has described both 25% growth every four months and scaling requests at every 10% of simulated profit. Check the current terms in your account before you rely on either option.
What are the main trading rules at GFunded?
The main rules are a 10% profit target, a 4% daily loss limit and a 6% maximum loss requirement. Accounts also fail if you do not trade for 30 days, and very short holding times or high-frequency trading can trigger review or termination.
Which trading platforms does GFunded support?
GFunded supports cTrader, MetaTrader 5, DXtrade and Match-Trader. Each platform suits a different style, so choose the one that matches how you analyse and place trades.
When can I receive my payout from GFunded?
Standard accounts have a 14-day payout window that starts with your first trade. Rapid Plans offer more frequent payouts. You generally need five winning days with daily profits of $100 to $300, and you must complete KYC before your first withdrawal.